AppMan^© Announcement:
Introducing MetLife
 

An A+ rated company with competitive term, universal life,
second-to-die and whole life products!

Take a look at these competitive products:

Guaranteed Level Term (GLT) is affordable renewable and convertible term life insurance for the price-conscious buyer. GLT is available in four term lengths – 10, 15, 20 and 30 years.
 

• Issue age nearest birthday

  • GLT 10 Year: 18-75

  • GLT 15 Year: 18-70

  • GLT 20 Year: 18-65

  • GLT 30 Year: 18-50

• $100,000 Minimum face amount

• Guaranteed level term periods include 10, 15, 20 and 30 year

• Conversion option available
   

Guaranteed Level Term Agent Guide
Guaranteed Level Term Client Brochure
 

Guarantee Advantage Universal Life is an attractive solution for death benefit protection, estate planning and business planning. With the optional addition of the Coverage Continuation Rider (CCR), the Guarantee Advantage UL offers one of the most competitive death benefit guarantees in the industry.
 

• Issue age 0-85 - Age nearest birthday*

• Minimum face amount:

  • Elite Nonsmoker: $250,000

  • Preferred Nonsmoker : $100,000

  • All other rate classes: $50,000

• Death Benefit Options:

  • Option A: Level Death Benefit

  • Option B: Level Death Benefit Plus the Current Cash Value

• Lump-sum, short-pay or level-pay premium payment options

• Lifetime guarantee

• Allows 1035 exchanges with carry over loans

   

Guarantee Advantage UL Agent Guide
Guarantee Advantage UL Client Brochure

Legacy Advantage Survivorship Universal Life is a joint life coverage product that can be an ideal solution for estate planning, wealth transfer and business planning. With the optional addition of the Joint Coverage Continuation Rider (JCCR), the Legacy Advantage SUL offers one of the most competitive guarantees in the industry.

• Issue age 18-90 - Age nearest birthday*

• $250,000 Minimum face amount

• Death Benefit Options:

  • Option A: Level Death Benefit

  • Option B: Level Death Benefit Plus the Current Cash Value

• Will accept one "uninsurable"

• Lump-sum, short-pay or level-pay premium payment options

• Lifetime guarantee
   

Legacy Advantage Survivorship Universal Life Agent Guide
Legacy Advantage Survivorship Universal Life Client Brochure

Whole Life is a product that may be the ideal solution for lifetime protection with living benefits. This is a participating product and offers the opportunity to receive dividends.

• Issue age 0-85 - Age nearest birthday*

• Minimum face amount:

  • Elite Nonsmoker: $250,000

  • Preferred Nonsmoker: $100,000

  • All other rate classes: $10,000 ($5,000 minimum for ages 60 and up)

• Policy features: guaranteed cash value and death benefit, potential for dividend, potential for premium offset, guaranteed paid-up short pays and automatic premium loan
   

Whole Life Agent Guide
Whole Life Client Brochure

*Issue ages vary depending on rate class. Refer to the Agent Guide for complete details.

• MetLife Product Portfolio
• Underwriting Guide and Exam Requirements
• State Approvals
• Download the FREE Proposal Software
   

Contact your Marketing Team at Financial Markets, Inc. TODAY to see how these competitive products will fit into your portfolio.