Rated A+ (Superior) by A.M. Best 

John Hancock Universal Life Portfolio

 

Protection UL

John Hancock’s Protection UL is often the most affordable death benefit protection product in the industry. It offers consistently competitive premiums in all funding scenarios. Beyond the low premiums, it also provides a substantial no-lapse guarantee and long-term cash value growth potential – making it a better value for your clients.
   

Accumulation UL

John Hancock’s Accumulation UL is a highly competitive cash accumulation product that’s targeted for varying financial needs. In particular, it can help to provide exceptionally strong cash values plus high target premiums.
   
 

UL-G

UL-G offers competitively-priced death benefit guarantees* in level-pay and high early funding scenarios for older clients.
*The policy offers a guaranteed death benefit provided minimum premium requirements are met. Guarantees are based on the claims-paying ability of the issuer.
   
 

Indexed UL

John Hancock’s Indexed UL is designed to be one of the most competitive products in the industry for cash value accumulation and retirement income potential. Indexed UL offers clients the opportunity to earn interest linked to the performance of the S&P 500®, while protecting the policy’s cash value from market risk. This gives clients the potential for strong cash value accumulation, and provides protection in poorly performing markets because the credited rate will never be less than zero.
   

Premier Life

John Hancock's Premier Life is a combination of competitive guaranteed cash values, strong death benefit guarantees, and current assumption performance. It is designed to appeal to clients who want the predictable benefits of a whole life contract with the adaptability of a flexible premium policy.
   

Protection SUL

John Hancock's Protection SUL offers much more than typical current assumption or guaranteed survivorship products. It strikes a balance between low premiums, strong cash value accumulation potential, and opportunity, should crediting rates increase. Additionally, Protection SUL provides a substantial no-lapse guarantee – making it an excellent value for your clients.
   

SUL-G

John Hancock's new SUL-G offers clients flexible, affordable premium guarantees for the top three risk classes. With strong intermediate cash values plus the financial strength and backing of the #1 survivorship universal life carrier in the industry - SUL-G is a guaranteed sale!
   
 

 

Call our Marketing Department NOW for a quote and to receive more information!

 

Financial Markets, Inc.
800-888-2829

Marketing@fm-inc.com

For agent use only. Available in most states.

 

 

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