Aviva Life and Annuity Company

611 5th Avenue

Des Moines, IA 50309

 

Rated A (Excellent) by A.M. Best 

Universal Life Portfolio

Guarantee UL Solution II

It’s something we all want: protection and stability for our financial futures. Aviva recognizes the value of No-Lapse Guarantee products for your clients. That’s why Aviva developed Guarantee UL Solution II, a universal life insurance policy with a guaranteed LIFETIME death benefit. Aviva designed this policy for customers who want low-cost, permanent life insurance coverage. And we’ve combined the security of a traditional no-lapse guarantee universal life policy with many of the features found in our industry-leading portfolio. The result: product guarantees, choices and protection all in one policy.
   
 

Guarantee UL Solution III

It’s something we all want: protection and stability for our financial futures. Aviva recognizes the value of No-Lapse Guarantee products for your clients. That’s why Aviva developed Guarantee UL Solution III, a universal life insurance policy with a guaranteed LIFETIME death benefit. Aviva designed this policy for customers who want low-cost, permanent life insurance coverage. And we’ve combined the security of a traditional no-lapse guarantee universal life policy with many of the features found in our industry-leading portfolio. The result: product guarantees, choices and protection all in one policy.
   
 

LifeStage UL

Aviva LifeStage UL is a current assumption universal life product designed to be a possible alternative to No-Lapse Guarantee products. Clients receive permanent death benefit protection PLUS cash accumulation potential with premiums that are very competitive with our NLG products. Premiums paid on an Aviva LifeStage UL policy can carry to life expectancy and beyond (even using guaranteed interest), plus it provides greater flexibility and cash accumulation potential than an NLG product.
   
 

Advantage Builder II

Advantage Builder II, a flexible premium universal life plan with an index feature from Aviva Life and Annuity Company, can help your clients build a solid foundation of financial protection for their families, businesses or estates. This low target premium plan can help your clients prepare for the future today with choice, flexibility, value and security. (For use only in New Hampshire)
   
 

Advantage Builder III

Advantage Builder III, a flexible premium universal life plan with an index feature from Aviva Life and Annuity Company, can help your clients build a solid foundation of financial protection for their families, businesses or estates. This low target premium plan can help your clients prepare for the future today with choice, flexibility, value and security.
   

Advantage Builder IV

Advantage Builder IV, a flexible premium universal life plan with an index feature from Aviva Life and Annuity Company, can help your clients build a solid foundation of financial protection for their families, businesses or estates. This low target premium plan can help your clients prepare for the future today with choice, flexibility, value and security.
   

Lifetime Builder II

Lifetime Builder II, a flexible premium universal life plan with an index feature from Aviva Life and Annuity Company, can help your clients build a solid foundation of financial protection for their families, businesses or estates. This high target premium plan can help your clients prepare for the future today with choice, flexibility, value and security.
   

Lifetime Builder III

As an indexed universal life product, Lifetime Builder’s cash value can earn interest based in part on the upward movement of a stock market index, while providing guaranteed safety against market downturns. It is designed for cash accumulation and retirement income, and provides the highest target premiums of any Aviva product. It has been relaunched with several enhancements.
   

Multi Choice SPL

MultiChoice Single Premium Life (SPL) is a traditional, fixed single premium life product that would appeal to more conservative clients. MultiChoice SPL is NON-ILLUSTRATED and includes a return of premium feature in year seven and beyond.
   

Multi Choice Indexed SPL

Multi Choice Indexed Single Premium Life (SPL) takes a traditional single premium design and combines it with our market-leading indexed life insurance expertise, and the result is an extremely competitive indexed single premium life plan. The estate enhancing effects that Multi Choice Index SPL will give your clients is very attractive.
   

Indexed Survivor UL

The Aviva Life and Annuity Company's Indexed Survivor UL (ISUL) is a flexible premium survivor universal life insurance policy with an indexed-linked crediting feature. Your clients have worked hard to build their estates and grow legacies for their loved ones. But, estate taxes can quickly erase the positive effects and all of their hard work. Survivorship life insurance is a very efficient and cost effective way to help your clients contend with estate tax issues. Aviva is pleased to offer our Indexed Survivor UL plan (ISUL) as another valuable indexed life insurance alternative.
   
   

 

Call our Marketing Department NOW for a quote and to receive more information!

 

Financial Markets, Inc.
800-888-2829

Marketing@fm-inc.com

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