Rated A (Excellent) by A.M. Best 

 

Genworth Universal Life Portfolio
 

Colony LifeLong UL

Colony LifeLong UL is a flexible-premium universal life (UL) insurance policy that offers the lowest-cost lifetime death-benefit guarantee* in the Genworth portfolio. Affordable planned premiums are likely lower than similar products that offer a no lapse death-benefit guarantee.
*Death-benefit guarantee refers to a conditional guarantee that, if the conditions are met, can keep the policy in force even if the policy values do not. Certain policy rights, if exercised, can end the guarantee.
   

GenGuard UL

GenGuard is a flexible premium universal life insurance product offering a lifetime death benefit guarantee (to age 121), but most competitive for guarantees up to age 105.
   

Colony Term UL
Colony Term UL is a universal life insurance policy designed to allow your client to choose periodic planned premiums for death-benefit guarantees of 10, 15, 20, or 30 years that are comparable to term insurance premiums for the same periods. Your client can choose to pay higher premiums to guarantee coverage beyond the initial period selected. $50,000 minimum face; issue ages from 0 to 85.
   
 

Life Ready UL II

Life Ready UL II is a current assumption universal life insurance product designed to provide affordable death benefit protection and access to cash values. It is a viable price alternative to secondary guarantee universal life insurance when purchased in a low to moderate interest rate environment. The typical client is willing to accept interest rate and cost of insurance rate risk in exchange for adaptability and an affordable combination of death benefit protection and competitive cash value accumulation.

   

GenGuard SUL

GenGuard SUL is a Guaranteed No-Lapse Survivorship Universal Life Insurance.
Key Features Include:
- Lifetime Guarantee, Unlimited Catch-up, Premium Payment Flexibility, 1035 Exchange Advantage
Most Competitive When:
- Married couples who have a large disparity in age
- Highly competitive in single and short-pay scenarios
- Available even if second insured is uninsurable
   
   

 

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Financial Markets, Inc.
800-888-2829

Marketing@fm-inc.com

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