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Rated A+ (Superior) by A.M. Best |
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Lincoln Universal Life Portfolio |
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LifeGuarantee UL |
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| Lincoln LifeGuarantee UL is a single life universal life product which offers low-cost, flexible, guaranteed protection for life. There is an account value based death benefit guarantee that provides the highest level of flexibility available in a guaranteed universal life product. Lincoln LifeGuarantee UL offers the lowest-cost guaranteed death benefit protection in the UL portfolio and is best for clients who desire the security of a guaranteed death benefit and are not looking for significant account value accumulation. | |
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LifeGuarantee Plus UL |
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| Lincoln LifeGuarantee Plus UL is a single life universal life product intended for lifetime secondary guarantees and the potential for significant account value accumulation. This product has an account value based death benefit guarantee that provides the highest level of flexibility available in a guaranteed universal life product. Lincoln LifeGuarantee Plus UL is best for clients who want the security of a guaranteed death benefit but are willing to pay somewhat more for that guarantee in order to have access to more account value. | |
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DurationGuarantee |
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DurationGuarantee UL is affordable, flexible premium universal life
insurance that offers shorter-duration guaranteed protection. It is a solid alternative when term insurance is not an option. Clients can select the guaranteed death benefit protection they need for 10, 15, 20, 25, or 30 years or to age 95. |
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LifeCurrent UL |
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| Lincoln LifeCurrent UL is a single life universal life product with a death benefit intended for affordable long-term coverage with a limited secondary guarantee. It was designed for accumulation, income replacement and wealth transfer. | |
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LifeReserve UL |
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| Lincoln LifeReserve UL is a universal life policy that builds account value on a tax-deferred basis for your future use. Because of universal life insurance’s flexibility, tax advantages, and valuable death benefit, Lincoln LifeReserve UL can be an important asset in your wealth accumulation strategy. | |
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LifeReserve Index UL |
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| Lincoln LifeReserve Indexed UL is a universal life insurance policy offering death benefit protection and cash value growth potential. Growth potential is available through three optional indexed accounts that offer credited interest based on the S&P 500 Index and a fixed account. It’s a great choice for clients looking for growth while minimizing market volatility. | |
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LifeGuarantee SUL (Second-to-Die) |
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| Lincoln LifeGuarantee SUL is a survivorship universal life product which offers low cost, flexible, guaranteed protection on the lives of two insureds, payable upon the second death. There is an account value based death benefit guarantee that provides the highest level of flexibility available in a guaranteed universal life product. | |
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Financial
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