What's New at Lincoln National
   
   

 
1/31/12: NAIC Suitability in Annuity Transactions Model Regulation Requirements
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1/31/12: Guaranteed Minimum Cash Surrender Value Calculations Changing in February 2012
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1/31/12: Fixed Annuity Suitability Form Updated Available in February
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1/31/12: Lincoln Lifetime Income Edge: 5 Has the EDGE
on 7.2

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1/31/12: Tax Year 2011 MoneyGuard 1099R
Policyowner Communication

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1/24/12: Life Product Changes Effective 2/21/12
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1/24/12: Tips and Reminders from New Business for a Successful 2012
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1/17/12: Build Your Financial Future in 3 Steps
Consumer Brochure

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1/03/12: Annuity Interest Rates Effective 1/01/12
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12/20/11: NAIC Suitability in Annuity Transactions Model Regulation Requirements
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12/20/11: Lincoln Lifetime Income Edge Rider Nursing Home Enhancement Now Available in Maryland
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12/13/11: Credited Interest Rate Change Effective 1/01/12
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12/13/11: Lincoln LifeReserve Indexed UL (2011) Now Available in California
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12/06/11: Annuity Interest Rates Effective 12/01/11
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11/22/11: Updated Annuity Applications
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11/22/11: Introducing SI /GI Program Improvements
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11/22/11: Introducing Lincoln LifeReserve Indexed UL (2011) Exec Rider
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11/22/11: Lincoln LifeReserve Indexed UL (2009) – Still Available
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11/22/11: Life Internal Replacement Guidelines Update Effective 11/14/11
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11/22/11: Vermont State Regulation Update: Accelerated Benefit Rider with Critical Illness
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11/22/11: 2011 MoneyGuard Qualified LTC Rider Tax Reporting
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11/22/11: NAIC Suitability in Annuity Transactions Model Regulation Requirements
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11/14/11: Life Year End Processing Dates
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11/14/11: Underwriting and Life Product Management Organizational Updates
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11/07/11: Top 10 Reasons Lincoln Underwriting Makes
the
Difference
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11/07/11: With Lincoln, Private Pilots get First-Class Underwriting
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10/31/11: Important Financial Underwriting Guidelines Updates Effective 10/01/11
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10/31/11: Annuity Year End Processing Dates
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10/31/11: Recent Product Updates
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10/31/11: NAIC Suitability in Annuity Transactions Model Regulation Requirements
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10/31/11: Annuity Rate Lock Procedures
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10/31/11: Annuity Interest Rates Effective 11/01/11
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10/24/11: Lincoln MoneyGuard and MoneyGuard LS Credited Interest Rate Change Effective 11/01/11
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10/24/11: Lincoln MoneyGuard: November is LTC Awareness Month
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10/03/11: Recent Product Updates
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10/03/11: NAIC Suitability in Annuity Transactions
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10/03/11: Coming Soon: New Lincoln Annuity
Illustration System

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10/03/11: Lincoln Lifetime Income Edge State
Approval List

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9/26/11: Want Another Approach to Grow Your Clients' Money?
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9/26/11: Annuity Rate Lock Procedures
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9/26/11: Annuity Interest Rates Effective 10/01/11
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9/19/11: Lincoln Financial Group to Work With Policy Owners Impacted by Hurricane Irene
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9/19/11: A 1% Floor + A 13% Ceiling = Smart Protection
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9/19/11: Clarification on the Minimum Face Amount: Lincoln LifeReserve UL
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9/12/11: Benefit Adjustments to Lincoln MoneyGuard Reserve and Lincoln MoneyGuard Reserve Plus
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9/06/11: Financial Strength Ratings Memo
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9/06/11: Financial Strength Flyer
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9/06/11: Lincoln National Corporate Profile
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9/06/11: Key Facts Consumer Flyer
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9/06/11: Lincoln LifeReserve Indexed UL: Protection and Supplemental Income Case Study
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9/06/11: Lincoln LifeReserve Indexed UL (2011) Illustration Training Tip
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8/29/11: Clarification: Minimum Face Amount - Lincoln LifeReserve UL Product Update
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8/29/11: Competitive Advantages of the NEW Lincoln LifeReserve Indexed UL
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8/29/11: Lincoln LifeReserve Indexed UL: The Power
of One

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8/29/11: Help Build Future Income with Lincoln OptiPoint
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8/22/11: Lincoln LifeReserve Indexed UL Agent Guide
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8/22/11: Lincoln LifeReserve Indexed UL Consumer Brochure
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8/22/11: Lincoln LifeReserve Indexed UL College Funding Sales Idea
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8/22/11: Lincoln LifeReserve Indexed UL Retirement Income Sales Idea
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8/22/11: Lincoln LifeReserve Indexed UL Competitive Advantages
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8/15/11: Corrections on Product Refresh Notice: Lincoln LifeGuarantee UL (2011)
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8/15/11: Lincoln LifeGuarantee SUL (2009) – Heavily Funded Options Retiring Effective 9/15/11
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8/15/11: Lincoln LifeReserve UL Product Update
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8/15/11: Annuity Rate Lock Procedures
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8/15/11: Annuity Interest Rates Effective 8/22/11
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8/08/11: Product Refresh Notice: Lincoln LifeGuarantee UL (2011)
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8/08/11: Lincoln LifeGuarantee UL (2011) Transition Dates
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8/08/11: Lincoln LifeGuarantee UL: Repositioning Retirement Distributions Case Study
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8/08/11: Rely on the Strength of Lincoln for Secondary Guarantee Solutions
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8/01/11: Annuity Interest Rates Effective 8/01/11
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7/25/11: Two More States Adopt Annuity Training Requirements
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7/25/11: Lincoln OptiChoice: Performance Triggered Account Available Soon
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7/25/11: Updated Product Availability -- Lifetime Income Edge, LTC Annuity and Classic Solution Fixed Annuity
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7/25/11: Update to Issue Ages for Annuitization Options
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7/25/11: Minimum Premium Lowered to $100,000 for Certain 501(c)(3) Organizations
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7/11/11: Lincoln Lifetime Income Edge Consumer Brochure
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7/05/11: Lincoln Financial Group to Work with Policy Owners Impacted by Flooding in South Dakota
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7/05/11: Lincoln Financial Group to Work with Policy Owners Impacted by Severe Storms and Flooding in North Dakota
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7/05/11: Underwriting Enhanced Foreign Risk Guidelines
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7/05/11: Guaranteed Affordable Protection
That’s Convertible

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7/05/11: Lincoln Lifetime Income Edge Now Available in Connecticut, Florida and Hawaii
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7/05/11: Annuity Interest Rates Effective 7/01/11
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6/27/11: Great Term Rates for High Net Worth Clients
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6/27/11: Four More States Adopt the NAIC Annuity Training Requirements
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6/27/11: Premium Bonus Rate Enhancement for Lincoln OptiPoint 8 and 10
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6/27/11: Lincoln Lifetime Income Edge Now Available in Additional States
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6/27/11: Lincoln Annuity Enhancements: Client Experience
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6/20/11: Lincoln LifeElements Level Term Sales Idea: Opportunities Up. Prices Down. It's a Buy.
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6/13/11: Introducing Lincoln LifeElements Level Term 2011
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6/13/11: LifeElements Term 2011 Agent Fact Sheet
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6/13/11: LifeElements Term 2011 Consumer Brochure
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6/13/11: Term Conversion Guidelines Revised
Effective 6/06/11
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6/13/11: A Family Affair Consumer Brochure
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6/13/11: Sandwich Generation Consumer Brochure
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6/06/11: Lincoln Financial Group to Work with Policy Owners Impacted by Severe Storms in Missouri
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6/06/11: Lincoln LifeElements Level Term (2011)
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6/06/11: Now Available - Lincoln Lifetime Income Edge
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5/23/11: Huge Underwriting Advantages from Lincoln
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5/16/11: Important Product Announcements
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5/16/11: Bonus Rate Increasing for New Lincoln OptiPoint 8 and 10 Fixed Index Annuities Effective 6/01/11
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5/16/11: Introducing Lincoln Lifetime Income Edge – A New Income Rider Available On All Lincoln Fixed Index Annuities
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5/16/11: Lincoln Classic Fixed Annuity Discontinued for New Sales Effective 5/31/11
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5/16/11: Lincoln GrowSmart Fixed Annuity Discontinued for New Sales Effective 5/31/11
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5/16/11: Lincoln OptiPoint 12 Fixed Index Annuity Discontinued for New Sales Effective 5/20/11
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5/16/11: Annuity Interest Rates Effective 5/23/11
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5/09/11: Lincoln MoneyGuard Reserve Plus: Guide to Identifying Potential Clients
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5/09/11: Coming Soon: Enhanced Term Prices for High Net Worth Clients
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5/09/11: Underwriting with Survivorship Scenarios
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5/02/11: Lincoln LifeGuarantee SUL Case Study
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5/02/11: Protect Your Client’s Purchasing Power with Lincoln SmartIncome Inflation Annuity
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5/02/11: Lincoln SmartIncome Inflation Annuity Questions and Answers
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5/02/11: Lincoln LTC Fixed Annuity Prescription Drug
List Guidelines

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5/02/11: Guaranteed Minimum Interest Rate Changing for Some Annuities Effective 6/01/11
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5/02/11: Annuity Interest Rates Effective 5/01/11
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4/18/11: Lincoln LifeGuarantee SUL Agent Guide
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4/18/11: Lincoln MoneyGuard Reserve Plus Agent Guide
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4/04/11: Consider Lincoln SmartIncome Inflation Annuity As One Solution for Qualified Plan Distributions
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4/04/11: Flexible Premium Products: Additional Premium Subject to Contract Limitations
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4/04/11: Fixed Indexed Annuity Disclosure Statements Updated
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4/04/11: New Annuity Suitability Requirements – Ohio
and Oregon

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4/04/11: Florida Suitability Form: Signature
Requirements Updated

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3/21/11: Coming Soon: Lincoln MoneyGuard Reserve Plus
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3/21/11: Important News Regarding Agent Access to Life Policy Information
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3/21/11: Annuity Rate Lock Procedures
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3/21/11: Annuity Interest Rates Effective 3/22/11
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3/14/11: Coming Soon: Lincoln LifeGuarantee SUL (2011)
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3/14/11: New Business Form Updates
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3/07/11: Commission Rates Increased for Lincoln OptiPoint 8 and 10
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3/07/11: Lincoln Long Term Care Fixed Annuity Now Available in 26 States
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3/07/11: Fixed Annuity Suitability Form and
Maryland-Specific Disclosure Statements Now Available

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3/07/11: Disclosure Statements to Be Updated in March
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3/07/11: 2011 MGA Premier Partners Program
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2/21/11: Annuity Interest Rates Effective 2/22/11
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2/14/11: Advanced Planning Solutions: Irrevocable Life Insurance Trusts Consumer Flyer
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2/14/11: Convert RMDs into Valuable Legacies
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2/07/11: Annuity Interest Rates Effective 2/01/11
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1/31/11: Life and Fixed Annuity Licensing and Appointment Validation Process (Update)
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1/31/11: Contract Verification Form for Electronically-Submitted Applications Now a Pre-Issue Requirement
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1/31/11: Lincoln Announces Increase in Retention Amount
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1/31/11: End of Conversion Agreement with Banner Life on Term Policies
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1/31/11: You're Missing BIG Opportunities if You're Not Selling Lincoln MoneyGuard Reserve
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1/31/11: Internal Replacement Guidelines Updated for Fixed Annuities
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1/31/11: New Requirements for Annuities Sold in Utah
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1/31/11: Specific Disclosure Statement Required for All Deferred Fixed Annuities in Maryland
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1/31/11: Colorado, Rhode Island and District of Columbia Require NAIC Suitability Model Regulation Annuity Product Training
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1/24/11: Top 10 Reasons Lincoln Underwriting Makes
the Difference

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1/17/11: Life and Fixed Annuity Licensing and Appointment Validation Process Update
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1/17/11: Commission Rates Increasing for OptiPoint 8 and OptiPoint 10 Fixed Indexed Annuities
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1/03/11: Annuity Rate Lock Procedures
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1/03/11: Annuity Interest Rates Effective 1/01/11
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