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Prudential Long Term Care Portfolio

 

Prudential LTC Evolution

Prudential LTC Evolution is an innovative new individual long-term care insurance product that represents the next generation of long-term care insurance products. It was developed in response to the consumer’s need for an easily understandable, affordable alternative to traditional long-term
care insurance products. Clients familiar with health and life insurance terminology will find it easy to understand this new product, since it pays benefits based on a percentage of Actual Eligible Charges up to an overall Policy Lifetime Maximum. Furthermore, this policy’s design results in benefits that increase at the actual rate of inflation, giving clients an alternative method to prepare for the rising cost of long-term care expenses.
   
 

Prudential LTC3

LTC3 is an individual, detailed long-term care insurance product that was developed in a way that literally allows clients to customize the long-term care insurance protection of their choice. In fact, there are many combinations including the broad Facility Daily Benefits range of $50 to $500 per day (subject to state minimum benefits). In addition, LTC3 has an array of built-in standard benefits created to provide a high-quality base on which to build the exact coverage the client needs.
 
Product options include:
  • Facility Daily Benefits are available from $50 - $500
  • Lifetime Maximum options are 2, 3, 4, 5, 6, 10-year, or Unlimited
  • Elimination Period Options are 30, 60, 90, 120, 180, or 365-days
Features built into every LTC3 policy include:
  • Home Support Services Benefit
  • Alternate Plan of Care Benefit
  • Restoration of Benefits
  • International Coverage Benefit
  • Care management
  • Waiver of Premiums
  • Contingent Non-Forfeiture Benefit
   
 
   

 

Call our Marketing Department NOW for a quote and to receive more information!

 

Financial Markets, Inc.
800-888-2829

Marketing@fm-inc.com

For agent use only. Available in most states.

 

 

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