Prudential Financial

Prudential Universal Life Portfolio

PruLife UL Protector & PruLife SUL Protector
PruLife ® Universal Protector — is a universal life policy offering lifetime guaranteed coverage at all issue ages; adjustable no-lapse guarantee; death benefit options A and B; built in extended maturity of full death benefit; maximum issue age of 90; CVAT or GPT as the definition of life insurance; rolling target commissionable premiums (N/A in NY); and up to 0.35% interest bonus beginning in year 21. PruLife ® SUL Protector — is a survivorship universal life policy offering: lifetime guaranteed coverage at all issue ages; adjustable no-lapse guarantee; death benefit options A and B; choice of GPT or CVAT as the definition of life insurance; built-in extended maturity of full death benefit if policy remains inforce to age 100 for the younger insured; Target Term Rider that does not negate the death benefit guarantee; rolling target commissions (N/A in NY) and up to 0.35% interest bonus beginning in year 21. Survivorship features include maximum issue age of 90 on both individuals; Guaranteed Policy Split Rider, Estate Protection Rider, Waiver of Surrender Charge Endorsement for Estate Tax Repeal and "Uninsurable" Class T rating available on one life.

Universal Protector Fast Facts	SUL Protector Fast Facts
Universal Protector Client Brochure	SUL Protector Client Brochure
Universal and SUL Protector No Lapse Guarantee Brochure	Underwriting Guidelines and Exam Requirements
Children's Level Term Rider
Download Application Forms	Download Contracting Forms

PruLife UL Plus
PruLife ® Universal Plus — is a universal life policy offering: short-term death benefit guarantee period of 7 years; death benefit options A, B as well as Type C with interest; Target Term Rider; built-in extended maturity of full death benefit if policy remains inforce to age 100; maximum issue age of 90 (85 on DB option C); choice of GPT or CVAT as the definition of life insurance; rolling target commissionable premiums (N/A in NY) and up to 0.40% interest bonus beginning in year 11.

Universal Plus Fast Facts	Universal Plus Client Brochure
Children's Level Term Rider	Underwriting Guidelines and Exam Requirements
Download Application Forms	Download Contracting Forms


	Rated A+ (Superior) by A.M. Best