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Rated A+ (Superior) by A.M. Best |
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West Coast Life Term Portfolio |
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Secure T |
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| WCL Secure-T offers your clients an affordably priced universal life insurance policy which can provide a guaranteed death benefit for level-premium periods of 10, 15, 20, 25 or 30 years. Positioned primarily for clients who are looking for an affordable universal life insurance product as an alternative to term life insurance, WCL Secure-T can work in a variety of sales applications to help solve both personal and business financial planning needs. | |
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Income Replacement Term |
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| The Income Replacement TermSM Series are new and innovative term life insurance policies with discounted initial level premiums. Instead of a lump-sum death benefit, these policies pay an income stream for a selected number of years if the insured dies before the policy end date. | |
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Golden Legacy Term (Survivorship) |
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| Golden Legacy Term is a last survivor term insurance policy that provides a death benefit that can be used to help pay estate taxes and other settlement costs. It was designed to complement estate planning by:• insuring both spouses and paying a death benefit at the death of the second spouse; • providing a policy with a conversion option to a permanent insurance plan before the end of the level premium period; • providing a policy at a lower premium without a conversion option; • offering a policy split option in the event of divorce or changes in legislation that nullify the advantages of Golden Legacy Term in estate planning situations as defined in the Policy Split Option Rider. | |
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Focus Term |
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| The Focus Guaranteed Level Term SeriesSM is a renewable and convertible Term Life Insurance policy with initial level premiums guaranteed for either 10, 15, 20, 25, or 30 years. The conversion option is included on all Focus Term Series policies. During the initial policy years, or age 75 a Focus Term Series policy may be changed (converted) to a Company designated life insurance policy available at the time of conversion. | |
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Call our Marketing Department NOW for a quote and to receive more information! |
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Financial
Markets, Inc. |
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